Bad Credit Loan

Benefit of taking Bad Credit Loan with HS Credit

A bad credit loan is designed for individuals with a poor credit history who may struggle to get approved for traditional loans. HS offer this loan to help people access the funds you need, even with a low credit score. Always consider consulting a financial advisor like us to understand the implications fully and explore all available options before taking out a bad credit loan.

24 hours Online
Loan Agency

No worries for bad credit loan. We can provide flexible terms

Provide Flexible Terms

Within 1 hour
Efficient Approval

Loan Documents for Singaporean / PR / Foreigner

How Much You Can Borrow

**Note:
Foreigner Loan below $40 000 annual income is subject to quota availability.

We understand understand that a poor credit score can result from various circumstances, such as unexpected medical bills, job loss, or other financial hardships.

By focusing on the borrower’s current financial situation and ability to repay the loan rather than solely on their credit history, we offer a lifeline to individuals in need of funds. This approach not only helps borrowers manage their immediate financial needs but also provides an opportunity to rebuild their credit over time.

Terms and condition may apply.

How to Apply?

Step 1 – Submit Application

First, fill up the loan enquiry form online. You can also have the option to come to our office in order to submit your application in person.

Step 2 – Wait Result

We will review you financial situation to determine the loan amount you qualify for and the terms that can be offered to you.

Step 3 – Quick Disbursement

Once your application is approved, our loan officer will contact you to arrange a visit to our branch with the necessary documents for final screening.

Send us an enquiry

Contact Form

Looking for more services?

Personal Loan

With HS’s personal loan, you can relieve your financial stress for your personal expenses.

Learn more

Payday Loan

HS’s payday loan can cover unexpected bill and bridge the gap till your next payday.

Learn more

Home Renovation Loan

Revamp your home or modernize your kitchen with renovation loan.

Learn more

Bad Credit Loan

Challenging to secure approval for traditional loans

Learn more

Debt Consolidation

Merging your debts into a single loan.

Learn more

Business Loan

HS backing you up to your entrepreneur ambition.

Learn more

Curious about Bad Credit Loan Enquiry?
Find your answer here!

What is a bad credit loan?

A bad credit loan is a type of loan specifically designed for individuals with a poor credit history or low credit scores. These loans provide financial assistance to those who may not qualify for traditional loans due to their credit issues.

Can I get a bad credit loan if I have a very low credit score?

Yes, bad credit loans are intended for individuals with low credit scores. We offers this loan typically focus on your current financial situation and ability to repay the loan rather than solely on your credit history.

How can a bad credit loan help improve my credit score?

By making timely payments on a bad credit loan, you can demonstrate responsible borrowing behavior, which can positively impact your credit score over time. Consistently meeting your repayment obligations shows lenders that you are a reliable borrower.

What types of bad credit loans are available?

There are several types of bad credit loans, including personal loans, payday loans, secured loans (which require collateral), and unsecured loans (which do not require collateral). Each type has its own terms and conditions.

How do I know if I qualify for a bad credit loan?

Qualification criteria vary by lender, but generally, you need to be at least 18 years old, have a stable source of income, and possess an active bank account. Some lenders may also consider your debt-to-income ratio and other factors.

How long will the loan disbursement take?

Right on the spot! At HS, we understand the situation of your urgency. Our efficient process will let you receive your cash or PayNow immediately! You won’t have to wait at all.

Reach Us In A Few Clicks

Apply now to get the money you need.