Top providers often differentiate themselves through unique loan offerings and promotions. Some lenders, such as HS Credit, offer 24-hour online loan services, allowing fast application and approval. Others provide special rates or fee waivers for new customers, or run seasonal loan promotions.
Digital application processes streamline credit assessment, minimizing paperwork. Licensed lenders are mandated to conduct credit checks through the Moneylenders Credit Bureau (MLCB) to assess borrower eligibility and help prevent over-borrowing.
Flexible repayment options and transparent breakdowns of fees are standard, with clear terms displayed on the lender’s website. Several lenders provide comparison tables online to help borrowers evaluate loan packages before making a decision.