Best Licensed Money Lender Woodlands
Since 2019, HS Credit has been a licensed money lender in Singapore, operating under the regulations of the Ministry of Law’s Registry of Moneylenders.
Enquire NowLoan Interest Rate as low as 1%-3.92%**
Instalment Repayment up to 12 months or more
Fast Approval in 25 minutes
No Hidden Fee
**T&C Apply.
Our Loan Solutions
Personal Loan
Borrower can borrows amount up to 6x of your monthly income.
Our top priority is to be able to get you a loan quote from us FREE and easy. We have no penalties when you decide to reject a loan after approval.
As long as you have stable employment proof, we can work out a payment plan that affords your ability!
Payday Loan
Payday loans is designed for individuals who need quick access to cash. You can borrow a small amount, which you’ll repay with interest when you receive your next salary payday.
You can get your small amount fund to pay bills or pay rental or any fees until the payday.
Unlike banking loans, payday loan can help your friends and family for some cash to solve an emergency financial situation in a short while.
Business Loan
We offer loans for startup business for financing your business expenses and growth.
You can get flexible loans to run your business and fund various projects.
Whether it is debt settlement, business expansion projects, disaster recovery loss, cash flow issues, this loan is perfect for startup entrepreneurs.
House Renovation Loan
It can be use for your dream home for remodeling, repairs, or additions to the property.
You can get this loan and remodeling your desire kitchen if you doesn't have enough cash to fund.
Fill in the form easily to contact with us. We can promise fast cash disbursement on the spot!
Bad Credit Loan
We offer loans even though you may with poor credit history in the past.
*Terms and condition may apply.
We reduce your financial stress so you can focus on what's important and get back to your normal life.
Even with a low credit score, HS enables individual to manage your financial needs and work towards improving your credit over time.
Debt Consolidation Loan
When you are struggling with multiple loans, we can help you to simplify payments with a single monthly installment.
We help you to consolidate your debt into 1!
Enjoy a transparent and no-fees-required for borrowing this loan.
Protection of Personal Information
Your privacy and security are paramount to us. We guarantee complete confidentiality and will never share your personal information.
Transparent rates with
no hidden fee!
We understand that life can present unexpected challenges, and there are times when unforeseen circumstances require quick access to funds.
Choose HS Credit! Our goal is to provide you with the ideal financial solution, whether it’s a personal loan, a short-term loan, or immediate cash assistance.
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How can I get in touch with HS Credit?
Hard to walk in? It is ok to enquire us any question about money lending online before proceed to borrowing process. Ask anything is FREE!
Step 1
Submit Application
First, fill up the loan enquiry form online. You can also have the option to come to our office in order to submit your application in person.
Step 2
Wait Result
We will review you financial situation to determine the loan amount you qualify for and the terms that can be offered to you.
Step 3
Quick Disbursement
Once your application is approved, our loan officer will contact you to arrange a visit to our branch with the necessary documents for final screening. Or you can choose to use PayNow to receive your loan!
Why Choose Us?
Frequently Asked Questions (FAQ)
What makes HS as the top licensed money lender for loan application in Woodlands?
At HS, we pride ourselves on being one of the best licensed money lender in Singapore due to our transparent processes, competitive interest rates, and exceptional customer service. Our efficient loan approval system ensures that you receive your funds quickly, making us a preferred choice for many borrowers.
What type of loan does HS offers to those who urgently need money?
HS offers a variety of loan options to cater to your urgent financial needs, including personal loans, payday loans, and business loans. Our flexible loan packages are designed to provide quick cash solutions for various financial situations.
Can I apply for a loan with HS if I don’t have a pay slip in Singapore?
Yes, absolutely! You can still apply for a loan with HS even if you don’t have a pay slip. We understand that not everyone has a traditional employment setup, so we consider other forms of income verification to assess your loan application.
Can I still apply if I have existing loans with other companies?
Yes, absolutely! You can still apply for a loan with HS even if you have existing loans with other companies. Our loan officers will assess your financial situation to determine your eligibility and ensure that the new loan will not overburden your financial commitments.
What factors affect the borrowing limit from a money lender Singapore?
The borrowing limit from a money lender in Singapore is influenced by factors such as your monthly income, existing debt obligations, and credit score. Licensed money lenders assess these criteria to determine how much you can borrow safely.
Are there maximum borrowing amounts when using a money lender Singapore?
Yes, there are maximum borrowing amounts when using a money lender in Singapore. For personal loans, the maximum you can borrow is up to 6x your monthly income, while for business loans, it can be significantly higher. You can contact us for more accurate amount!
What are the repayment modes available?
HS offers various repayment modes to suit your convenience, including:
- PayNow
- Monthly installments via bank transfer
- GIRO payments
- Cash payments at our office
How long will the loan disbursement take?
Right on the spot! At HS, we understand the situation of your urgency. Our efficient process will let you receive your cash or PayNow immediately! You won’t have to wait at all.