Reliable & Best Licensed Moneylender in Woodlands, Singapore

Since 2019, HS Credit has been a licensed money lender operating under the regulations of the Ministry of Law’s Registry of Moneylenders.

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Instalment Repayment up to 12 months or more

Fast Approval in 25 minutes

No Hidden Fee

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Transparent rates with
no hidden fee!

We acknowledge the challenges that life presents. There are occasions when unforeseen circumstances necessitate quick access to funds.

We hope to be able to provide you with the ideal financial solution, whether its a personal loan or short term loan or cash cash.

Our solutions

Personal Loan

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Payday Loan

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Home Renovation Loan

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Travel Loan

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Debt Consolidation

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Business Loan

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Apply now to get the money you need. It takes only 2 minutes!

Trusted Review from Google Review

siti roslindasiti roslinda
08:22 26 May 24
Was enquiry on April , and their staff service very good and in professional way. Guide me all the step and procedure. Cozy place and provide green tea and kit-kat 😊👍Highly recommended whoever needs
Abid AfifiAbid Afifi
11:19 24 May 24
Very friendly staff , easy to talk to .
Ridzuan ApaiRidzuan Apai
10:24 23 May 24
Joanne is friendly and understanding type of person, easy to talk to her or explain to her about the situation im facing now. she explain every detail that important to me.
07:52 23 May 24
First time here and the officer handling is very helpful to explain me the procedure and process of the loans. Overall it is a good experience.
03:36 21 May 24
I took loan from hs credit,Daryl was helpful n explain in approve and good service
Joe HigashiJoe Higashi
12:31 18 May 24
I was served by Ms Joanne and a humble gentlemen. They provide an excellent service ensuring I got the best option for my situation and offer a good solutions for my loan instalments plan. Really appreciate it!🙏🏻Process was smooth and the best part their office are located in Woodlands which I don’t have to travel out far.Definitely, highly recommend!!⭐️⭐️⭐️⭐️⭐️
Sharil SidekSharil Sidek
07:33 13 May 24
I came here on 13/5/24 and ask for help. They are friendly and easy going person to talk. And it solved my issues with i wanted. Thank you so much and recommended to everyone to Hs Credit
Ctt DinCtt Din
04:07 09 May 24
First time met Daryl..he was super friendly, easy to approach and also advised me on how to go about it. His explanation was clear and i understood the regulations. It was fast approval but base on your records. Overall it was great service. Highly recommend Daryl. Once again thank u & keep it up 😊
Siti Suhaila SuhaimiSiti Suhaila Suhaimi
07:51 01 May 24
Went to HS credit. Daryl and Joanne was very very helpful. Understanding in the loan we took. Help me to clear my debt. Feeling stress really greatful for their help and explanation. Will definitely come here again to loan. Definitely recommended. Love their services.
Kok Chee WahKok Chee Wah
11:31 11 Apr 24
Jacalyn HanJacalyn Han
10:37 11 Apr 24
David KohDavid Koh
08:49 09 Apr 24
Nur MayaNur Maya
04:30 09 Apr 24
Daryl is a good and friendly person, polite and friendly. Helped me with what i needed most. Will surely recommend to my friends.
Nai NayshazNai Nayshaz
11:27 08 Apr 24
Swift and efficient kind assistance by Daryll. A very emphathetic and understanding personnel whom genuinely rendered help.
Marcella RahmanMarcella Rahman
08:34 01 Apr 24
Went to HS to get some loan., today the 1st April. Was greeted n assisted professionally by a Mr Daryl.He has explained the payments terms and accommodative to my concerns.Get the loan, and I went home with a relieved heart. Thank you Mr Daryl! Continue to do yr best service, sir 🥰✌️👍👍
eafie tuaheafie tuah
03:59 17 Mar 24
I'm quite happy with Joan and her colleagues. Who's had given me a pleasure meeting and helpful. So I would say well done and to be successful all time. Good job guys highly recommended.
Ryani SaidRyani Said
08:00 09 Mar 24
I to extend my utmost gratitude to Daryl and Joanne for assisting me with my loan.This is my first encounter with a money lender that helps me clear the air on my loan.I really appreciate their help and understanding in my situation.Daryl took his time to explain to me clearly on everything and are very patience with me.Thank you very much.God blessed!
R Revan RajR Revan Raj
11:02 21 Feb 24
Extremely friendly and easy to converse with
Aaron AndrewAaron Andrew
03:12 21 Feb 24
Fast and reliable serviceFriendly staff
Elton JohnElton John
10:58 20 Feb 24
Anjali GovindasamyAnjali Govindasamy
03:10 20 Feb 24
Good service from Joanne. Explain in every details, and teach me how to manage my monthly expenses. Get a very good instalment plan from HS Credit. Highly recommended to everyone who need the loan. The provide professional guidance. Thanks
D'lovette KsmD'lovette Ksm
10:22 19 Feb 24
The process was fast, I was assisted by Mr Daryl and he explain it very well. He makes you feels comfortable, no tension at all, glad i went here. Thank you Mr Darrel
10:09 18 Feb 24
Mr Daryl Very friendly and soft spoke guy. Help me to solve my problem. Explain every in order. Answer to all my questions. Will definitely recommend to my friends if they need money solutions.See you soon Mr Daryl. Thank you very much
Hashim RizalHashim Rizal
06:49 18 Feb 24
Their customer was top-notch.Whenever I had a question or needed assistance, they were always to help ,providing prompt and courteous responses.From beginning to end ,they made the loan process straightforward and easy to understand.Thank you Joanne
Masturah ZainolMasturah Zainol
09:52 13 Feb 24
Today, I took a loan from HS Credit and was served by Daryl and Joanne and really happy with their customer service and very friendly too. They explained to me in full detailes and easy for me to understand. Keep it up a good work
mariah abdulmariah abdul
03:37 08 Feb 24
Mr Daryl and Ms Joanne are both very professional and effective. They made me feel comfortable. Thanks to their help and understanding, I am able to clear my mind a lil by having some cash on hand. Highly recommended! Thank you once again HS Credit. 👍
alex chanalex chan
09:06 31 Jan 24
The friendly staff(Joanne & Daryl) made me feel comfortable throughout the entire process. I'm grateful for their reliable and efficient service."The application process was quick, and the approval came through faster than I expected.
Muhd NazriMuhd Nazri
08:08 21 Jan 24
Mr Daryl was so friendly & very helpful.He plan for me in details & also let me understand my financial situation..I recommend you to find Mr Daryl in future if need help...100% guaranteed u will be satisfied...

How to Apply?

Step 1 – Submit Application
First, fill up the loan enquiry form online. You can also have the option to come to our office in order to submit your application in person.
Step 2 – Wait Result
We will review you financial situation to determine the loan amount you qualify for and the terms that can be offered to you.
Step 3 – Quick Disbursement
Once your application is approved, our loan officer will contact you to arrange a visit to our branch with the necessary documents for final screening.

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