Our Story

“Founded in 2019, HS Credit Pte Ltd has swiftly established itself as a trusted and reliable licensed moneylender in the heart of Woodlands, Singapore. Our journey began with a clear vision: To provide accessible and responsible financial solutions to individuals and businesses while upholding the highest standards of integrity and compliance.”

The Story of HS Credit Pte Ltd

With just 3 minutes walk from Marsiling MRT Exit C, HS Credit provides the best licensed moneylender services to consumers living in Woodlands, Marsiling and Admiralty. HS Credit offers attractive interest rates for personal loans and fast approval for your fast cash needs.

We take pride in providing a comfortable and hygienic environment for our valued customers. Our fully air-conditioned facility ensures comfort, while our snack bar is free for every walk in valued customers and meticulous cleanliness guarantee a refreshing and hygienic experience every day.

Why choose us

Your bridge to Financial Solutions

Our mission

At HS Credit, our mission is to empower our clients with the financial resources they need to achieve their goals and secure their financial well-being. We are dedicated to offering transparent, customer-centric lending services that foster financial stability.

Our Vision

We aspire to be the leading licensed moneylender in Singapore, renowned for our commitment to financial inclusion, innovation, and exceptional customer service. Our vision is to contribute to the financial success and stability of our community while maintaining the highest level of professionalism and compliance.

Financial Education

Beyond providing loans, we believe in empowering our clients with knowledge. We offer guidance and counseling to ensure you have the tools and information needed to make informed financial decisions. Our aim is not just to lend but to educate and support your financial success.

Range of Services

Over the years, we have expanded our range of services to meet the evolving needs of our clients. From personal loans to business loans and debt consolidation, we have the expertise and flexibility to assist you in various aspects of your financial journey.


We assisting clients throughout the whole Lending Process

Our dedicated loan officers at HS Credit Pte Ltd is a skilled and compassionate professional who is committed to helping clients navigate the lending process with confidence and success. We ensure that clients receive the support and guidance needed to make the right financial choices and achieve their goals.

Trusted Review from Google Review

Kok Chee WahKok Chee Wah
11:31 11 Apr 24
Jacalyn HanJacalyn Han
10:37 11 Apr 24
David KohDavid Koh
08:49 09 Apr 24
Nur MayaNur Maya
04:30 09 Apr 24
Daryl is a good and friendly person, polite and friendly. Helped me with what i needed most. Will surely recommend to my friends.
Nai NayshazNai Nayshaz
11:27 08 Apr 24
Swift and efficient kind assistance by Daryll. A very emphathetic and understanding personnel whom genuinely rendered help.
Marcella RahmanMarcella Rahman
08:34 01 Apr 24
Went to HS to get some loan., today the 1st April. Was greeted n assisted professionally by a Mr Daryl.He has explained the payments terms and accommodative to my concerns.Get the loan, and I went home with a relieved heart. Thank you Mr Daryl! Continue to do yr best service, sir 🥰✌️👍👍
eafie tuaheafie tuah
03:59 17 Mar 24
I'm quite happy with Joan and her colleagues. Who's had given me a pleasure meeting and helpful. So I would say well done and to be successful all time. Good job guys highly recommended.
Ryani SaidRyani Said
08:00 09 Mar 24
I would.like to extend my utmost gratitude to Daryl and Joanne for assisting me with my loan.This is my first encounter with a money lender that helps me clear the air on my loan.I really appreciate their help and understanding in my situation.Daryl took his time to explain to me clearly on everything and are very patience with me.Thank you very much.God blessed!
R Revan RajR Revan Raj
11:02 21 Feb 24
Extremely friendly and easy to converse with
Aaron AndrewAaron Andrew
03:12 21 Feb 24
Fast and reliable serviceFriendly staff
Elton JohnElton John
10:58 20 Feb 24
Anjali GovindasamyAnjali Govindasamy
03:10 20 Feb 24
Good service from Joanne. Explain in every details, and teach me how to manage my monthly expenses. Get a very good instalment plan from HS Credit. Highly recommended to everyone who need the loan. The provide professional guidance. Thanks
D'lovette KsmD'lovette Ksm
10:22 19 Feb 24
The process was fast, I was assisted by Mr Daryl and he explain it very well. He makes you feels comfortable, no tension at all, glad i went here. Thank you Mr Darrel
10:09 18 Feb 24
Mr Daryl Very friendly and soft spoke guy. Help me to solve my problem. Explain every in order. Answer to all my questions. Will definitely recommend to my friends if they need money solutions.See you soon Mr Daryl. Thank you very much
Hashim RizalHashim Rizal
06:49 18 Feb 24
Their customer was top-notch.Whenever I had a question or needed assistance, they were always to help ,providing prompt and courteous responses.From beginning to end ,they made the loan process straightforward and easy to understand.Thank you Joanne
Masturah ZainolMasturah Zainol
09:52 13 Feb 24
Today, I took a loan from HS Credit and was served by Daryl and Joanne and really happy with their customer service and very friendly too. They explained to me in full detailes and easy for me to understand. Keep it up a good work
mariah abdulmariah abdul
03:37 08 Feb 24
Mr Daryl and Ms Joanne are both very professional and effective. They made me feel comfortable. Thanks to their help and understanding, I am able to clear my mind a lil by having some cash on hand. Highly recommended! Thank you once again HS Credit. 👍
alex chanalex chan
09:06 31 Jan 24
The friendly staff(Joanne & Daryl) made me feel comfortable throughout the entire process. I'm grateful for their reliable and efficient service."The application process was quick, and the approval came through faster than I expected.
Muhd NazriMuhd Nazri
08:08 21 Jan 24
Mr Daryl was so friendly & very helpful.He plan for me in details & also let me understand my financial situation..I recommend you to find Mr Daryl in future if need help...100% guaranteed u will be satisfied...