House Renovation Loan

What is
house renovation loan?

A renovation loan is designed for home improvement projects.
It can be use for your dream home for remodeling, repairs, or additions to the property.
Renovation loan will have longer loan tenure compare with personal loan.

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Loan Documents for Singaporean / PR / Foreigner

How Much You Can Borrow

**Note:
Foreigner Loan below $40 000 annual income is subject to quota availability.

How to Apply?

Step 1 – Submit Application
First, fill up the loan enquiry form online. You can also have the option to come to our office in order to submit your application in person.
Step 2 – Wait Result
We will review you financial situation to determine the loan amount you qualify for and the terms that can be offered to you.
Step 3 – Quick Disbursement
Once your application is approved, our loan officer will contact you to arrange a visit to our branch with the necessary documents for final screening.

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Our solutions

Personal Loan

Borrowed amount varies based on creditworthiness.

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Payday Loan

Borrowed against future paycheck.

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Home Renovation Loan

Borrowed amount based on the cost of renovations.

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Travel Loan

Borrowed amount varies based on the trip’s cost.

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Debt Consolidation

Borrowed amount covers existing debts, like credit cards or loans.

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Business Loan

Depends on business needs and creditworthiness.

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House Renovation Loan FAQ

  • What is a house renovation loan, and how can HS Credit assist me in renovating my home?

    A house renovation loan is a type of personal loan specifically designed to cover the costs of improving or upgrading your home. At HS Credit, we understand the importance of creating a space that reflects your lifestyle and preferences. Our house renovation loans provide you with the financial support needed to turn your renovation dreams into reality.

  • What documentation is required when applying for a house renovation loan from HS Credit?

    You may refer the collaterals required at the “Apply Guideline” page. Any other questions, do not hesitate to contact us for more details.

  • How can taking out a house renovation loan with HS Credit benefit me as a homeowner?

    Opting for a house renovation loan with HS Credit offers several benefits for homeowners. By providing you with the necessary funds upfront, you can undertake renovations that enhance the functionality, comfort, and aesthetics of your home. Whether you’re upgrading your kitchen, remodeling your bathroom, or adding extra space, our flexible loan terms and competitive interest rates ensure that your renovation project remains within reach.

  • What factors should I consider when planning a house renovation project with a loan from HS Credit?

    Planning is crucial when undertaking a house renovation project with a loan. Before applying for a loan, carefully assess your renovation needs, priorities, and budget. Consider factors such as the scope of the project, estimated costs, and potential return on investment. Additionally, consult with our team of experts at HS Credit to explore financing options tailored to your specific renovation goals.

  • How can HS Credit support me throughout the house renovation loan process, from application to completion?

    At HS Credit, we’re committed to providing personalized support at every stage of your house renovation loan journey. Our team of experienced professionals is here to guide you through the application process, offering expert advice and assistance along the way. Moreover, we remain accessible throughout the renovation period, ensuring that you have the resources and support you need to successfully complete your project on time and within budget.

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