Business Loan

Financing for business loan expenses and growth.
Various types, including term loans, invoice financing, and lines of credit.

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Documents Requirement

How Much You Can Borrow

How to Apply?

Step 1 – Submit Application
First, fill up the loan enquiry form online. You can also have the option to come to our office in order to submit your application in person.
Step 2 – Wait Result
We will review you financial situation to determine the loan amount you qualify for and the terms that can be offered to you.
Step 3 – Quick Disbursement
Once your application is approved, our loan officer will contact you to arrange a visit to our branch with the necessary documents for final screening.

Our solutions

Personal Loan

Borrowed amount varies based on creditworthiness.

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Payday Loan

Borrowed against future paycheck.

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Home Renovation Loan

Borrowed amount based on the cost of renovations.

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Travel Loan

Borrowed amount varies based on the trip’s cost.

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Debt Consolidation

Borrowed amount covers existing debts, like credit cards or loans.

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Business Loan

Depends on business needs and creditworthiness.

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Business Loan

  • What is a small business loan, and how can HS Credit assist me in growing my business?

    A small business loan is a type of financing designed to help businesses cover various expenses, such as expansion, inventory purchases, equipment upgrades, or working capital. At HS Credit, we understand the importance of accessible funding for small businesses, which is why we offer tailored loan solutions to support your company’s growth and success.

  • What documents do I need to prepare when applying for a small business loan with HS Credit in Singapore?

    When applying for a small business loan in Singapore, you’ll typically need to provide several documents, including:

    • Business registration documents (ACRA BizFile)
    • Financial statements (Profit and Loss Statement, Balance Sheet)
    • Bank statements (typically for the past 6-12 months)
    • Business plan outlining your company’s objectives, operations, and financial projections
    • Identification documents of the business owners or directors (NRIC for Singaporeans/PRs, Passports for foreigners)
    • Any other relevant financial documents or licenses specific to your industry
  • How can a small business loan from HS Credit benefit my company, and what are the potential uses of the funds?

    A small business loan from HS Credit can provide numerous benefits for your company, including:

    • Access to capital for growth and expansion opportunities
    • Improved cash flow management
    • Ability to seize new business opportunities or cover unexpected expenses
    • Strengthened financial stability and resilience

    As for the potential uses of the funds, they can vary depending on your business’s needs and goals. Common uses include purchasing equipment or inventory, hiring additional staff, launching marketing campaigns, expanding into new markets, or renovating your premises.

  • Can a startup qualify for a business loan?

    Yes, startups can qualify for business loans from HS Credit under certain conditions. While traditional lenders may require a proven track record of revenue and profitability, we understand the unique challenges faced by startups and offer tailored loan solutions to support their growth and success. We evaluate startup loan applications based on various factors, including the business plan, market potential, management team, and financial projections. If your startup demonstrates strong potential for success and a clear strategy for generating revenue and repaying the loan, you may qualify for financing from HS Credit. We’re here to help turn your startup vision into reality.

  • How does HS Credit differentiate its small business loan offerings, and what support do you provide to borrowers throughout the loan term?

    HS Credit stands out in the small business loan market by offering personalized loan solutions tailored to meet your company’s specific needs and objectives. We provide competitive interest rates, flexible repayment terms, and dedicated support from our team of financial experts. Throughout the loan term, we remain committed to helping you succeed by offering guidance, resources, and solutions to address any challenges or opportunities that arise.

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