Benefits for Business Growth when taking Business Loan
We truly understand your ambition. And we are passionate about supporting startup and small business who require funds for initial setup in Singapore.
Chat with us before borrowing
Get Your
Startup Fund
Cover your costs immediately
Loan Documents for Singaporean / PR / Foreigner
How Much You Can Borrow
**Note:
Foreigner Loan below $40 000 annual income is subject to quota availability.
At the heart of Singapore’s economy are bold entrepreneurs like you. And we’re here to support that spirit.
Our startup and small business loans are built to give new businesses the boost they need. Whether it’s getting your idea off the ground, stocking up on products, or spreading the word through marketing, we’ve got you covered. With quick approvals, fair rates, and flexible terms, we make financing hassle‑free.
How to Apply?
Send us an enquiry
Our solutions
Curious about Business Loan Enquiry?
Find your answer here!
Can a startup qualify for a business loan?
Yes! Even if you’re just starting out, you may still qualify. We’ll look at things like your business plan, market potential, and how you plan to generate revenue, not just past profits. If your idea shows promise, we’ll do our best to support you.
What exactly is a small business loan?
It’s funding designed to help you cover business costs whether that is buying stock, upgrading equipment, hiring staff, or simply keeping cash flow steady. Our goal is to make financing simple and flexible so you can focus on growing your business.
What documents do I need to apply?
You will need to provide several documents, including:
- ACRA BizFile (Business Registration)
- Recent Financial statements (P&L Statement)
- Bank statements (last 6-12 months)
- Business Plan
- NRIC/Passport for owner or director
- Any relevant licenses or permits
How can a loan actually help my business?
A loan can give you the breathing room to:
- Expand or renovate
- Buy equipment or stock
- Launch marketing campaigns
- Hire new staff
- Manage unexpected expenses
How fast can I get approved?
We don’t believe in one‑size‑fits‑all loans. Our team takes time to understand your business and offer flexible terms that work for you. Plus, we’re here for ongoing support—not just at the start of the loan.
How long will the loan disbursement take?
Right on the spot! At HS, we understand the situation of your urgency. Our efficient process will let you receive your cash or PayNow immediately! You won’t have to wait at all.
