Benefit of taking Personal Loan with HS Credit
Our efficient approval process means you won’t have to wait long to get the funds you need.
Borrower can also borrow up to 6x of your monthly income.
24 hours Online
Loan Agency
Manage
Unexpected
Expenses
Within 1 hour
Efficient Approval
Loan Documents for Singaporean / PR / Foreigner
How Much You Can Borrow
**Note:
Foreigner Loan below $40 000 annual income is subject to quota availability.
We are committed to providing personal loans in Singapore that are both affordable and accessible.
Whether you’re looking to manage unexpected expenses, planning a major purchase, or take a well-deserved vacation, our loan products come with competitive rates and flexible terms.
How to Apply?
Send us an enquiry
Looking for more services?
Curious about Personal Loan Enquiry?
Find your answer here!
What is a personal loan and how does it work?
A personal loan is a type of unsecured loan that you can use for various personal expenses. You will borrow a fixed amount of money and repay it in monthly installments over a set period, usually with interest.
What can I use a personal loan for?
You can use a personal loan for almost any personal expense, such as consolidating debt, covering medical bills, financing a wedding, making home improvements, or funding a vacation.
How is the interest rate on a personal loan determined?
The interest rate on a personal loan is determined by several factors, including your credit score, income, loan amount, and repayment period. Lenders assess these factors to gauge your ability to repay the loan.
HS Credit offers the lowest interest rate as low as 1 – 3.92%* for any monthly loans with T&C apply.
How does HS Credit ensure transparency and fairness?
HS Credit ensures transparency and fairness by providing clear terms and conditions, detailing all fees and charges upfront, and offering competitive interest rates. We also adhere to Singapore’s financial regulations to protect our customers.
Is collateral required for a personal loan?
Yes, you may refer the collaterals required at the “Apply Now” page. Any other questions, do not hesitate to contact us for more details.
How long will the loan disbursement take?
Right on the spot! At HS, we understand the situation of your urgency. Our efficient process will let you receive your cash or PayNow immediately! You won’t have to wait at all.
